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Residential Home Owners

Non-Residential or Commercial Building Owner

Non-Residential or Commercial Building Owner

Looking to put solar and maybe a battery supply in your house?


Non-Residential or Commercial Building Owner

Non-Residential or Commercial Building Owner

Non-Residential or Commercial Building Owner

Want to make a range of environmental upgrades to your building?

Who We Are

Specialists in Building Upgrade Finance (also known as Environmental Upgrade Finance)

We are an Australian lender that provides loans for Building Owners to make environmental upgrades to their building.

Often referred to as BUF - it is a loan, simple as that. 

A loan you can take out to make environmental upgrades to your building.

Australian Environmental Lending is a lender that provides this finance to companies and homeowners like you.

Building Upgrade Finance or Environmental Upgrade Finance are the same thing - Govt enabled finance, legislated in Vic, NSW & SA.

They allow you to borrow funds to pay for Environmental Upgrades to your non-Residential building (and soon to be Residential buildings in Vic as well) and repay the loan through your Local Council Rates. Non-Residential properties include: Commercial Buildings, Strata, Agriculture, Offices, Industrial properties and Tourism buildings (hotels, tourist buildings). 

You don't need any capital or down-payment. Typically you can get a longer term on your loan, better rate and - best of all - the loan is against the land so if you sell your property, the loan can transfer to the buyer. You get the benefit of reduced bills and if you sell your property or house, you don't have to pay off the loan. Sounds good right? Well it is, and the Government has enabled, in legislation, this type of lending. Reach out to us for a more detailed information pack. Click below for more info on what projects you can fund.

Is an EUA loan for Commercial or Residential?

Commercial or Residential building? That's ok, BUF Loans cover both Non-Residential (ie Commercial) and soon Residential buildings in Vic). See 'contact us' section below to find out if your building qualifies for these loans and the type of work that can be funded. 

Why Us?

AEL is an Australian startup, specialising in providing loans for people and companies wanting to make environmental upgrades to their buildings.

We're backed by some of Australia's leading companies. 

These types of loans are different, they involve lots of parties and they can seem difficult to manage. We specialise in making the whole process easy. We manage the entire process from assessment through the application and contract and into your project. We manage that process for you, so that you can quickly, easily and in less time than you'd think, make environmental upgrades to your building and start reaping the benefits of lower bills whilst reducing your impact on the environment.


What Can Be Funded?

BUFs can be used to fund Environmental Upgrades to your building. See here for NSW, Vic and SA Govt Legislation.

In a nutshell, here's what you can get funding fo:

Any upgrade works to your Commercial Building for 'improving the energy, water or environmental efficiency or sustainability of a building'. More detail on what projects can be covered, click here for:

- Non-Residential Buildings

- Residential Building


What Upgrades Can I Make to My Building?

Here's an idea of what Projects you can undertake or install in your building - the following can be financed with an BUF loan:

Building Upgrades: Building fabric insulation upgrade, Cool roof coating, External solar shading, Green roof installation, High performance windows, Reduce building infiltration / exfiltration

Energy Source: Hot Water technology upgrade, Reduced carbon on-site energy source, Grid-connected renewable energy (Solar, Wind), with or without battery storage, Solar thermal hot water, Power factor correction

Lighting: Lighting control upgrades, Lighting technology upgrade

Plant Upgrades: Drive & fan efficiency upgrades, Duct testing & sealing, Ducting & piping insulation, HVAC efficiency via control upgrade, HVAC technology upgrade, Permanent high efficiency commercial appliances, Permanent refrigeration upgrades, Pool efficiency upgrades

Water: Blackwater / Greywater / Rainwater systems, Water efficiency measures

Pollution Prevention: Waste & greenhouse gas emissions, materials recovery or recycling 

Transport: Reducing car use or promoting alternate, more environmentally friendly, means of transport (such as cycling, walking).

And yes, even the Consulting Fees can be included in the loan.

Contact us

Send us an email to:

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